Unlocking the Future of Finance
with Cloud, AI, and Data
The modern era is that of Industry 4.0 and that has substantially impacted how financial institutions operate or deliver services. From Generative AI, embedded banking, decarbonatization to open data, personalized finance, and more-these trends are influencing BFSI firms to rethink their existing business models. Intelligent cloud is seen as an enabler of these intelligent, experience-led transformations. As an application-focused managed cloud services provider and a trusted partner for mission-critical transformations, we have served more than 100 banks including 5 of Global Top 20 Banks. Managing their digital transformation journey end-to-end, we have helped BFSI firms reinvent their core business operations to leverage new-age tech, offer seamless digital banking experiences and unlock areas of value creation and growth.
How can you effectively drive AI transformations for your financial institution?
Silos to a Seamless Transformation:
What’s Holding BFSIs Back?
Fear of
Disruption
Cost overruns at a global level compound to more than $100 billion in wasted spend during a 3-year course of migration.
Security & Compliance Risks in Adopting New Tech
BFSI sector faces 38% more attacks per application with 9,73,000 attacks per website. Security tools
Siloed Data Processes
62% of bankers believe organizational culture to be a deterrent within the BFSI sector.
Talent Shortage
More than 1/3 of CIOs pinpoint lack of technical skills as a primary obstacle to cloud.
Technology Adoption by Niche:
Where Are We?
Banking-as-a-service
(BaaS)
Blockchain
Banking
AI-Powered
Insurance
RegTech
Generative
AI in
FinTech
Embedded
Finance
Open
Banking
Peer-to-Peer
Lending
Climate
Insurance
Sustainable
Finance
Sandboxing
Robo-Advisory
Platforms
Decentralized
Finance
(DeFi)
Carbon
Credit
Trading
Cloud4C Recognition in Everest Group BFSI IT Services specialists PEAK Matrix Assessment 2025
Transforming BFSI Processes with Tech:
Top Use Cases
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IoT in Banking
Cloud-powered IoT and collaborative tools can reimagine core business operations, enable new innovations, and create transformative banking experiences.
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Regulatory Reporting & Decision-making
Cloud-powered IoT and collaborative tools can reimagine core business operations, enable new innovations, and create transformative banking experiences.
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Transformative Technologies
Cloud-powered IoT and collaborative tools can reimagine core business operations, enable new innovations, and create transformative banking experiences.
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Early Warning Systems/Fraud Analytics
Detecting frauds or anomalies can be simplified through cloud-powered early warning systems, making loan lending process more secure and optimized.
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Wealth Management
Cloud-native wealth management platforms streamline asset allocation, offer real-time updates to clients, and track investment performance.
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Supply Chain Finance
Offers working capital financing to suppliers and buyers within supply chain networks.
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Tokenization of Securities & Assets
Cloud-based blockchain platforms tokenizes assets like real estate and equities, facilitating ownership and peer-to-peer trading
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Digital Identity Verification
AI verification processes such as document authentication, facial recognition, and biometric authentication for adherence with KYC (Know Your Customer) and AML (Anti-Money Laundering) laws.
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Digital Asset Custody
Combination of multi-signature wallets, cloud storage solutions, and access controls to protect digital assets.
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Dynamic Pricing in Insurance
Dynamic pricing cloud models calculates premiums in real-time based on market and consumer behaviors.
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Elastic Computing
Elastic computing cloud tools manage high-volume transaction processes during market fluctuations.
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Decentralized Identity Management
Using cloud-based decentralized identity management solutions ensures control over digital identities.
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Digital Payments
Leveraging AI and blockchain can enhance the speed of transactions and payments.
IoT in Banking
Cloud-powered IoT and collaborative tools can reimagine core business operations, enable new innovations, and create transformative banking experiences.
Regulatory Reporting & Decision-making
Cloud-powered IoT and collaborative tools can reimagine core business operations, enable new innovations, and create transformative banking experiences.
Transformative Technologies
Cloud-powered IoT and collaborative tools can reimagine core business operations, enable new innovations, and create transformative banking experiences.
Early Warning Systems/Fraud Analytics
Detecting frauds or anomalies can be simplified through cloud-powered early warning systems, making loan lending process more secure and optimized.
Wealth Management
Cloud-native wealth management platforms streamline asset allocation, offer real-time updates to clients, and track investment performance.
Supply Chain Finance
Offers working capital financing to suppliers and buyers within supply chain networks.
Tokenization of Securities & Assets
Cloud-based blockchain platforms tokenizes assets like real estate and equities, facilitating ownership and peer-to-peer trading
Digital Identity Verification
AI verification processes such as document authentication, facial recognition, and biometric authentication for adherence with KYC (Know Your Customer) and AML (Anti-Money Laundering) laws.
Digital Asset Custody
Combination of multi-signature wallets, cloud storage solutions, and access controls to protect digital assets.
Dynamic Pricing in Insurance
Dynamic pricing cloud models calculates premiums in real-time based on market and consumer behaviors.
Elastic Computing
Elastic computing cloud tools manage high-volume transaction processes during market fluctuations.
Decentralized Identity Management
Using cloud-based decentralized identity management solutions ensures control over digital identities.
Digital Payments
Leveraging AI and blockchain can enhance the speed of transactions and payments.
Driving Frictionless Transformations without the Security Scare!
Cloud4C's End-to-end Offerings
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Bank-in-a-box
A holistic banking solution suite developed to manage the overall banking transformation process, end-to-end.
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Insurance-in-a-box
Helping insurance companies achieve transformative outcomes in a single SLA till application layer.
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SAP Solutions
Implements SAP financial service management suite on the cloud platform of your own choice to improve financial planning and decision-making.
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Finacle on Hybrid Cloud
Drive banking transformations by leveraging the Infosys Finacle, a digital banking suite on a highly available, scalable, and secured hybrid cloud managed by Cloud4C.
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Managed Services
Manages critical IT operations by offering services tailored to BFSI’s requirements such as data management, cloud migration, cybersecurity, regulatory compliance and more.
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IT Modernization
Revamping legacy customer and employee engagement models to ensure customer excellence and business continuity.
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Cybersecurity
Deploying latest security tools and frameworks for banks for compliance and risk management as mandated by the legal authorities.
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FinOps
Adopting predictive analytics and automation for customer profile building, hyper-personalizing financial services, and accelerating business growth.
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Workspace Management
Helping BFSI firms assess inefficiencies, optimize workflows, and enhance project management.
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Automation & AI Analytics
Improves credit assessment and management (CAM) processes, investment research, portfolio management, and algorithmic trading
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Disaster Recovery
Involves risk assessments, continuity plans, crisis communication strategy, and consistent testing to ensure resilience and data integrity for BFSI firms.
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Compliance-as-a-service
Maintains compliance with the latest in-country and Central Bank regulations and standards by streamlining internal operations and governance frameworks.
Cloud4C BFSI Modernization Services
Infrastructure Modernization
Cloud4C offers infrastructure modernization services to take your core banking system, application and software to the next level of performance and manageability. We help you drive your organization’s IT modernization process through various phases of efficiency and agility with a modular, structural approach.
We partner with banks to simplify and standardize IT infrastructure and application platforms, and guide you through the organizational changes necessary to seamlessly operate and take the complete benefits of running a core banking system in a hybrid environment.
The container-based orchestration environment provided by Kubernetes offers significant flexibility in relation to building a bank’s cloud environment, whether in the public cloud, private cloud, or as a hybrid. As part of the Kubernetes as a Service, Cloud4C team of experts handle the deployment and operation of a fully managed Kubernetes control plane, including configuration, operation and maintenance of all Kubernetes components. Cloud4C offers best practices and support for deploying and operating highly scalable applications within Kubernetes.
Cloud4C can help your bank accelerate the security and compliance process by creating a comprehensive compliance roadmap and providing you the necessary people, process, technology metrics. Some of the key compliances and standards that Cloud4C will help you adhere to are as follows.
Cloud4C application modernization helps financial institutions in maintaining, extending, deploying and managing their applications, so that they meet the current and future business needs. This depends on the organization’s vision, which will be driven by factors such as strategic business initiatives, application architecture, time, cost, and available skills.
For banks to be able to collaborate with third party technology developers, to compete and expand service offerings, embracing the API economy is a must. We create an approved gateway that will enable interaction between your banking application and external third party applications within industry record time. We help you deliver more connected experiences to customers, enabling faster product and service innovation with low cost and low risk. With Cloud4C application modernization, financial institutions can quickly extend processes, services, content and data to partners, mobile experiences and third-party developers in a reliable and highly secure way.
Micro-services approach consulting by Cloud4C makes the migration of monolithic applications and legacy systems a smooth affair, building a new architecture that leverages micro-services. Cloud4C can build and manage microservices, integrating applications and developing databases that are agile and flexible. Cloud4C supports and maintains services that improve the quality of microservices applications development, and which cut down the defects.
Banks need to migrate to a DevOps deployment model to bring in agility and faster go to market. Cloud4C DevOps helps banks in accelerating the release process by automating testing and releasing new versions of the application code on the fly for their core banking system.
Moving data from legacy databases to modern cloud-based databases essentially helps in building data-driven intelligence on customers, markets and internal business processes. A cloud-services partner of thousands of enterprises worldwide, Cloud4C brings in certified cloud experts and data scientists to deliver the right advice on data migration to cloud platforms and modernize it.
A discovery workshop is held to gather stakeholder opinions, assess data warehouse readiness, collect server and application information.Then, the Cloud4C Migration Factory three-pronged migration approach drives complex and large scale migrations to the database of your choice while ensuring data integrity and security.
We personalize database managed services by providing a customized scalable architecture for planned and managed database configuration, custom rule-based policies for users or queries, and automated scripts for efficient database management. We ensure near zero management with built-in performance and eliminating the administration demands of traditional platforms and big data solutions.
To bring predictive power to your business and do a deeper analysis of your data, certified data scientists at Cloud4C can help your bank get ahead of the curve when it comes to leveraging intuitive and interactive dashboards equipped with data analytics, to make smart decisions through real-time monitoring and visual exploration. With a Single Source of Truth we help you build data marts that power visualization dashboards, and the ability to process data on the go.
Cloud4C delivers a modern workplace, with which banks can ensure that staff are always able to access secure information and are able to collaborate to make better-informed decisions that are based on real time data, increasing accuracy and expediting processes. We help you face challenges met by the remote workforce by ensuring secure communications to or from staffers' homes.
Cloud4C’s VDI Services help you deploy virtualized desktops across your end-user workforce to enhance the user experience, increase security and decrease costs across your organization. We ensure the implementation of the design to accelerate deployment so users get the benefits of VDI with little to no delay and guaranteed success on Citrix and VMWare.
While AWS WorkSpaces is a great DaaS solution, clients still have to build their preparedness to adopt it. This includes choosing the right tier of AWS offering, creating the right kind of WorkSpace to suit their requirements and managing the offering. Cloud4C team has more than a decade of experience in building and maintaining virtualized desktop environments including DaaS.
Cloud4C is helping customers transition to a virtual workspace experience with ease and zero disruption with its managed DaaS offering on Microsoft Azure WVD. We offer configuration, installation, integration, UAT services to ensure readiness of the back-end cloud infrastructure. We also provide proactive monitoring, incident management, change and patch management, and service desk to ensure consistent delivery of superior end-user experience.
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Build a Hybrid-ready Private Cloud
We partner with banks to simplify and standardize IT infrastructure and application platforms, and guide you through the organizational changes necessary to seamlessly operate and take the complete benefits of running a core banking system in a hybrid environment.
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Kubernetes as a Service for Banks and Financial Institutions
The container-based orchestration environment provided by Kubernetes offers significant flexibility in relation to building a bank’s cloud environment, whether in the public cloud, private cloud, or as a hybrid. As part of the Kubernetes as a Service, Cloud4C team of experts handle the deployment and operation of a fully managed Kubernetes control plane, including configuration, operation and maintenance of all Kubernetes components. Cloud4C offers best practices and support for deploying and operating highly scalable applications within Kubernetes.
-
Compliance as a Service
Cloud4C can help your bank accelerate the security and compliance process by creating a comprehensive compliance roadmap and providing you the necessary people, process, technology metrics. Some of the key compliances and standards that Cloud4C will help you adhere to are as follows.
-
Application Modernization
Cloud4C application modernization helps financial institutions in maintaining, extending, deploying and managing their applications, so that they meet the current and future business needs. This depends on the organization’s vision, which will be driven by factors such as strategic business initiatives, application architecture, time, cost, and available skills.
-
Build an Open Banking Ecosystem
For banks to be able to collaborate with third party technology developers, to compete and expand service offerings, embracing the API economy is a must. We create an approved gateway that will enable interaction between your banking application and external third party applications within industry record time. We help you deliver more connected experiences to customers, enabling faster product and service innovation with low cost and low risk. With Cloud4C application modernization, financial institutions can quickly extend processes, services, content and data to partners, mobile experiences and third-party developers in a reliable and highly secure way.
-
Microservices Architecture for Banks
Micro-services approach consulting by Cloud4C makes the migration of monolithic applications and legacy systems a smooth affair, building a new architecture that leverages micro-services. Cloud4C can build and manage microservices, integrating applications and developing databases that are agile and flexible. Cloud4C supports and maintains services that improve the quality of microservices applications development, and which cut down the defects.
-
DevOps Services for Banks
Banks need to migrate to a DevOps deployment model to bring in agility and faster go to market. Cloud4C DevOps helps banks in accelerating the release process by automating testing and releasing new versions of the application code on the fly for their core banking system.
-
Database Modernization
Moving data from legacy databases to modern cloud-based databases essentially helps in building data-driven intelligence on customers, markets and internal business processes. A cloud-services partner of thousands of enterprises worldwide, Cloud4C brings in certified cloud experts and data scientists to deliver the right advice on data migration to cloud platforms and modernize it.
-
Database Migration
A discovery workshop is held to gather stakeholder opinions, assess data warehouse readiness, collect server and application information.Then, the Cloud4C Migration Factory three-pronged migration approach drives complex and large scale migrations to the database of your choice while ensuring data integrity and security.
-
Database Managed Services
We personalize database managed services by providing a customized scalable architecture for planned and managed database configuration, custom rule-based policies for users or queries, and automated scripts for efficient database management. We ensure near zero management with built-in performance and eliminating the administration demands of traditional platforms and big data solutions.
-
Workplace Modernization
To bring predictive power to your business and do a deeper analysis of your data, certified data scientists at Cloud4C can help your bank get ahead of the curve when it comes to leveraging intuitive and interactive dashboards equipped with data analytics, to make smart decisions through real-time monitoring and visual exploration. With a Single Source of Truth we help you build data marts that power visualization dashboards, and the ability to process data on the go.
-
Managed Advanced Data Analytics & BI
Cloud4C delivers a modern workplace, with which banks can ensure that staff are always able to access secure information and are able to collaborate to make better-informed decisions that are based on real time data, increasing accuracy and expediting processes. We help you face challenges met by the remote workforce by ensuring secure communications to or from staffers' homes.
-
Virtual Desktop Infrastructure for Banks
Cloud4C’s VDI Services help you deploy virtualized desktops across your end-user workforce to enhance the user experience, increase security and decrease costs across your organization. We ensure the implementation of the design to accelerate deployment so users get the benefits of VDI with little to no delay and guaranteed success on Citrix and VMWare.
-
Managed Amazon Workspaces
While AWS WorkSpaces is a great DaaS solution, clients still have to build their preparedness to adopt it. This includes choosing the right tier of AWS offering, creating the right kind of WorkSpace to suit their requirements and managing the offering. Cloud4C team has more than a decade of experience in building and maintaining virtualized desktop environments including DaaS.
-
Managed Windows Virtual Desktop
Cloud4C is helping customers transition to a virtual workspace experience with ease and zero disruption with its managed DaaS offering on Microsoft Azure WVD. We offer configuration, installation, integration, UAT services to ensure readiness of the back-end cloud infrastructure. We also provide proactive monitoring, incident management, change and patch management, and service desk to ensure consistent delivery of superior end-user experience.
Drive Your Innovation Initiatives on Secure Industry Cloud: The Sovereign Foundation for Risk-proof Enterprise Digital Transformations
Cloud4C’s Secure Industry Cloud combines high availability sovereign cloud infrastructure, automated managed Ops, business transformation platforms, data and application modernizations, and next-gen digital tech integrations in a secure-by-design holistic offering. The cloud ecosystem and its platform-driven services are rendered in single SLA from infra till application login with custom industry-specific architectures, ready to deploy innovations frameworks, and best practice SOPs for hyper-agile implementations at scale. All while being compliant end-to-end with in-country regulations at uncompromised continuity, promising maximized transformation value for enterprises of any size and operational complexity.
Multi-layer Security Architecture
CLOUD4C SECURITY POLICIES & STANDARDS
- Vulnerability Management Policy
- Disaster Recovery Plan
- Service Continuity Management
- Data Protection and Privacy
- Secure Cloud Delivery
- Supplier Security
- Physical Security
- Secure System Operations
- Information Classification and Handling
- Crisis Management
- Risk Management
- Business Continuity Planning & Management
- Secure Systems Operations
Sovereignty Round the Stack:
Complying with the Three Pillars of In-Country Compliant Ops
- Localized data compliance
- Data localization, In-country storage
- Data encryptions, Keys management
- Control over data access
- Data governance and policies
- Data risk management, risk controls
- Disruption-free data scalability
- In-country data ops & managed services
- Sovereign landing zone, confidential compute
- Network & control plane isolations
- Access controls, change and release authority
- Operational data residency, owned cryptography
- On-soil run work apps and platforms
- Independent observability & audits
- Ops automation & portability
- Reversibility/recoverability, in-country hosted DR
- Open standards and interoperability
- Cloud-agnostic orchestrations and containerization
- Identity and federation neutrality
- Supply chain/ vendor software integrity
- API abstractions, software-defined localizations
- Edge, on-prem, and geo controls
- Runtime isolations and observability
- AI-ML sovereignty, localized next-gen tech deployments
Build Your Transformation Blueprint on Cloud4C Secure Industry Cloud.
Watch how we helped Philippine's Unistar Corporation bring their digital transformation vision to life
Industry-leading Solutions for BFSI ISVs:
Fuelling Innovation and Growth
To cope with the evolving customer expectations and the myriad challenges that come with delivering quality software products, ISVs are making the move to the cloud. Cloud4C offers a roadmap and a strategic approach to expedite their cloud migration journey, go-to-market timelines, and product innovations, ensuring in-country compliance and enhanced performance. Here are key trends that make adopting a cloud-first approach a strategic imperative for leading ISV Partners.
80% of ISVs are willing to accept open banking payments
Demand for AI, ML and RPA into their solutions
An average SMB uses between 7-130 SaaS applications.
Demand for hyper personalization and omnichannel marketing
Impact Stories
Saudi Digital Bank
Saudi Digital Bank transforms their mission-critical operations with in-country, SAMA compliant Disaster Recovery as-as-a-service (DRaaS) solution on a multi-cloud containerization platform.
UAE Digital Bank
Becoming digital-first and future-ready, UAE Digital Bank delivers superior customer experiences and financial services with Azure Migration and Managed Services.
Satin Credit care
Gaining 40% cost savings at a near zero data loss, Satin Creditcare achieves operational excellence through a radical IT core transformation on AWS.
Cloud4C Recognized in Everest Group's Insurance PEAK Matrix® Assessment 2023
Knowledge Nuggets Served to You!
Digitization for Legacy Banks: Cloud-native risk management for a fool-proof evolution
Banking Transformed: An Impact of Industry 4.0
Hyper-personalized Omnichannel Banking: The Novel yet Necessary Approach
Re-imagining Banking of the Future
Compliance-as-a-Service for Banks
Up In the Cloud: BFSI Transforms
We needed a platform that will help us deliver a superlative customer experience while enhancing our agility, ability to scale, as well as digital adaptability. The cloud model allows us to achieve optimum modernization and the flexibility to build scale at will, in a cost-effective manner. We are proud to partner with Infosys Finacle to deploy the digital banking product suite on cloud. We chose Cloud4C, a Finacle certified partner, to provide a secure and state of the art cloud infrastructure.
- Harsh Mittal, CTO of Shivalik Bank
Take the step ahead
Contact our experts to start your digital transformation journey today.
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